Kobi Kamhaji – A Diamond Expert’s Suggestions about Investment

People find many ways to spend money whether it is for purchasing things or try to invest it in the hope of making bigger return-on-investment in the near future. Similar to spending money, there are countless methods to make investments; some choose to buy stocks, other buy properties or lands, and the rest make investments by purchasing jewelries. Gold can be the most probable investment that comes to mind, but diamond can be a good choice too, if you have the know-how. The following suggestions are based on Koby Kamhaji Opinion

Just like any other investment, diamonds can make profits if you buy low and sell high; this is the general rule of anything basically. The problem is that you may not realize that the companies that sell investment-grade diamonds often give mark-up price. Koby Kamhaji, a diamond expert, has an interesting of explaining why diamonds can be both lucrative and stupid investment. He explained that diamonds are women’s best friend, forever, strong material, but diamond is also one of the easiest ways to fool people.

As far as investment is concerned, you need to be a smart buyer by spending as little as possible, but making as huge profit as you can. You cannot simply purchase diamonds and sell it to the highest bidder. It takes time to find the correct buyer and in the mean time you probably need to spend more for insurance. The best thing is that you only purchase any diamond only when it is recommended by the expert. Koby Kamhaji also suggested that you have bigger chance of purchasing profitable diamonds when you follow their advices.

There are still many reasons, however, to invest in diamonds. People see new things everyday and the market trend changes very often; it puts many risks to most types of investment including stocks. Even the value of money continues to drop. Koby Kamhaji describes diamonds as real estate in your pocket, meaning the investment can be as safe as possible with the right protection, and the price is highly unlikely to drop drastically.

Bottom line, before investing your money to diamonds and expect huge profits, Kobi Kamhaji suggested that you need an expert to help you to decide which diamond is worth the money. There are many factors to determine the value of this gemstone, more than its beautiful colors and size. Even two identical diamonds can be in entirely different values for money. Koby Kamhaji even creates a blog where everybody can learn anything about diamonds as investments and all related stories, cases, and studies.

Kobi Kamhaji’s Concerns for Diamonds Investors

The general rule about investing in diamonds is that you cannot judge the book by its covers, according to a diamond expert, Koby Kamhaji. It is unwise to simply judge the value of a diamond simply by how it looks. There are many factors that determine the price or value of this precious gem stone as an investment. Koby Kamhaji, a renowned expert in this particular field of study, gives some tips before purchasing diamond so investors don’t end up losing their money in the long run.

1. Certificate

One of the most reputable and trusted certification for diamonds is issued by GIA (Gemological Institute of America). It is a non-profit institute founded in 1931 with the main mission is to protect both buyer and seller of gemstones by setting standards for gemstones quality. Before purchasing a diamond, always ask the seller for GIA certificate; Koby Kamhaji stated that there are other similar organizations as well, but GIA is the most trusted. The certification grants you the right to change or get your money back in case the actual quality is different from one indicated in the certification. In other words, GIA certification protects your money.

2. Diamonds are not gold

What Koby Kamhaji means by this is that diamonds are entirely different from gold. The color, weight, and purity are not the only things used for determining the value. Other important features of diamonds are clarity, shape, polish, symmetry, cut, and more. The bad news is that all factors have to be perfect, so one incorrect feature will ruin the investment. It is best to consult expert before purchasing and have all features in any diamond elaborated clearly to you in order to make the right decision.

3. Get help from expert

Unlike gold which only has few things to determine quality and value, diamonds have plenty of factors to put into account. Purchasing a diamond without consulting an expert is not recommended. Your best bet is to ask a professional to accompany you when purchasing, but you may not be so lucky that an expert will always be there for you. The next best thing to do is to consult an expert about everything related to the gemstone. Koby Kamhaji recommends you to ask as many questions as you can before making any decision.

4. Diamond professionals

The seller or the company that sells you the diamonds does not always have the professional to clarify the quality of this gemstone. You must be sure that the professional is the one who actually understands the issue just like a professional doctor who understands diseases and treatments. If you are not sure, Koby Kamhaji suggested that you do some research to find qualified professional to check the gemstone with the proper tool (usually professional diamond microscope).

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The Table

The Table has an extremely important role in the brightness and fire of a Diamond.
It is the biggest facet and largest visible part of the Diamond with an unaided eye, the table is essentially a door that lets light enter end exit the Diamond.
The Table size is generally expressed by its relation to the Diamonds diameter, some times it is expressed as "Table Size" and in most cases as "Table Percentage".
For example if the Diamond diameter is 100mm and the Table is 56mm, the "Table size" will be 56mm and the "Table Percentage" will be 56%, if the Diamond diameter is 8.05mm and the Table is 4.66mm, the Table size will be 4.66mm and the "Table Percentage" will be 57.88% [the equation is ("table size" x 100) divided by the Diamond diameter).
Most modern cut diamonds have a Table Percentage starting at 55% to 65%, Some old cuts have 45% or lower.

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Fluorescence

Fluorescence is a type of color reaction to Ultraviolet radiation.
Fluorescence is seen under Ultraviolet light  in colors such as blue, white, and in some cases yellow, red, orange, and green, with an intensity of very slight, faint, medium, strong, and very strong.
To understand better what is fluorescence (without touching the chemical part) imagine taking a cup of water and pouring some milk in to it, that milky color is what fluorescence looks like.
UV light is everywhere, the sun produces UV radiation which most of it gets blocked by the Ozone Layer, but UV light is presence everywhere.
Fluorescence has nothing to do with clarity or color, it is possible to see a D color, FL clarity with very strong fluorescence.
Does fluorescence affect the value?
Depending on the appraiser that you ask, some will say yes and others no.
Investment Diamonds shouldn't have fluorescence, for the simple reason that some appraiser say it has an effect, always remember Investment Diamonds have to be bulletproof to all bullets, not just to some, sometimes the words of one appraiser can destroy your investment, so why give him the opportunity.